Dr. Rita Bailey-Roland, CPA, CPC graduated with a BS degree in Accountancy from George Washington University (GWU). She is a Certified Public Accountant, a Certified Professional Life Coach and a Licensed Insurance Broker. She is the Founder and President of Affordable Benefits Solutions (ABS), Inc.

Rita’s successful career in the insurance industry began in 1989. With the death of her mother at age 11, a US Postal employee, Rita noticed the dramatic change in her families’ finances. Because of this observation, she has dedicated her life to helping families understand their employee benefits and prepare for their family’s future.

For over 30 years Rita has been helping government employees. She discovered a common thread. She realized that regardless of socioeconomic status; about 80 percent of employees did not understand their Federal employee benefits. This revelation became the driving force for her to develop an easy to read tool to assist government employees in understanding their government benefits. In 2012, Rita’s book “Understanding Your Federal Benefits: for the New Retirement Climate” was released.

Rita is also co-host of the critically acclaimed webinar series Financial Fed Friday; which broadcasts every other Friday at 10am EST and on Facebook Live.    The broadcast is designed to pull back the curtains on the Federal Government benefits programs and overall financial knowledge. The team provides financial literacy, an understanding of your government benefits, retirement planning, and alternative investment options.   In addition, she conducts a suite of workshops for multiple government agencies including: U.S. Department of Justice, Blacks in Government (BIG), Federally Employed Women (FEW), IRS, EPA, APWU, VA, NTEU, AFGE as well as multiple public and private organizations.

Rita focuses on problem solving surrounding retirement income strategies, insurance planning, budgeting, estate planning and the emotional-financial connection.  She advocates aligning your values and dreams with their actions. Rita’s ultimate goal is to help her clients create financial strategies to reach their Financial Destination.



Jovan Walker is an Entrepreneur, Mother, and Spiritual woman with a passion for people. Known as a Financial Coach of Hope, Jovan Walker’s drive and passion to teach financial literacy has led her to become a sought after wealth manager and advisor in the Baltimore DC metropolitan area. A native of Baltimore, Jovan has been featured on countless radio shows and taught many workshops for private and government corporations. She also facilitates in spiritual settings through her economic empowerment ministry.

After serving in the Army with the Military Intelligence Corp, Jovan started investing in real estate at the early age of 20 years old. This early start later led her to a career in financial services. She started coaching and consulting in 2004 primarily in debt elimination and credit restoration. Jovan also specializes in using investment grade real estate to supplement retirement portfolios.
Jovan’s most important role is as a mother. She loves spending quality time with her four-year-old daughter, Jaidah.

Jovan has used her talents to assist federal government employees in understanding and maximizing their employee benefits. She has helped business owners create personal and affordable benefit packages for tax-free supplemental retirement income that they control.

Jovan is on a true crusade to assist as many families as possible to become financially independent, without riding the Wall Street roller coasters. For more information email her at or call her office at (301) 577-6340 to schedule a consultation.



Darlene Jenkins is a native of Washington, DC. Ms. Jenkins is an Insurance Associate and the Public Relations Liaison for her firm. She has been a licensed insurance broker since 1990; and is one of two trainers with Affordable Benefits Solutions, Inc.
In addition, she is also a certified Estate Plan advisor.

Darlene has worked with the Government market since starting as an insurance broker and is a government benefits consultant. She currently has over 1,200 government clients that she services personally and manages over 6,000 clients for her firm.

Darlene has taught and continues to teach several workshops for the Blacks In Government Annual National Training Conference, Federally Employed Women Chapters, AFGE Union Meetings, APWU Postal Conventions, the Department of Air Force and many other federal agencies.